Transparent comparison
Review the costs that affect your bottom line and get an explanation of every applicable charge.
Clear economics. Informed decisions.
Your commission.
One $995 per-loan fee.
Keep your commission minus $995 per loan. A straightforward compensation model for licensed loan officers who want more control over their earnings.
For licensed mortgage loan officers. Subject to licensing, state availability, and an approved written agreement.
Choose a date and time below, then enter your personal contact details for a confidential 15-minute phone conversation.
What “keep all your commission” means.
USAloans.com retains $995 per loan. The rest of your commission is yours, before taxes. Review your written compensation agreement for payment timing and applicable terms.
Start with the net—not just the headline.
Your commission − $995 per loan = what you keep before taxes.
A comparison framework, not an earnings quote or guarantee. Compensation and charges must comply with applicable requirements.
Simple math. More of your commission.
$10,000 commission − $995 = $9,005 for you.
That is $9,005 before taxes on this illustrative loan. The $995 per-loan fee stays the same in this example regardless of the commission amount.
Illustration only, not a projection or guarantee of earnings. Actual commissions vary. Review your written compensation agreement and payment terms before joining.
The value of joining goes beyond a split.
A borrower-focused brand
Build around USAloans.com’s home purchase, refinance, and home equity focus, with clear customer communication.
A deliberate transition
Review licensing eligibility, onboarding requirements, available tools, and operational support before moving.
Technology, processing, marketing, training, leads, work arrangements, insurance, and employee benefits vary by role and agreement. Confirm what is included in your written offer.
Questions worth asking.
Is this 100% take-home pay?
You keep your commission minus $995 per loan, before taxes. Review your written compensation agreement for the complete terms.
Are leads or employee benefits included?
Confirm lead availability and cost, work classification, insurance, retirement, and other benefits in your written offer.
Can I originate in every state?
Only where the company and individual hold required authority and sponsorship is approved. Review current company licensing and confirm eligibility.
Your next chapter starts with a conversation.
Bring your questions about costs, compensation, support, and licensing. Explore the fit before making a commitment.
Your next chapter · Confidential 15-minute call
Your next move starts with one conversation.
Talk through the commission-minus-$995-per-loan model, written terms, and the support you need.
- Discuss your goals
- Get clear answers
- Choose your next step
Choose a time for a confidential phone conversation.
Select a date and time below, then enter your personal contact details. Check the calendar’s time zone before booking. No Microsoft account is required. If the calendar does not load, open the booking calendar in a new tab or call (888) 505-0077.
A clearer path to your home financing goals
Your next chapter starts with one clear next step.
Buying a home, tapping into equity, or rethinking your mortgage? Explore the possibilities, compare the tradeoffs, and choose how you want to move forward.
Start your application.
Take the next step through our secure application portal. A loan professional can help you navigate the details.
Apply NowTalk it through.
Bring your questions. Choose a time to discuss your goals, explore options, and understand what comes next.
Book a CallGive us a call.
Discuss your home financing questions with a mortgage professional and find the right next step for your situation.
Call (888) 505-0077Loan approval, rates, terms, and availability depend on eligibility, underwriting, and property requirements. Your home secures a mortgage or home equity loan; consider costs and repayment obligations. USAloans Inc. NMLS #2000187. View licensing disclosures.