Your first keys. Your next home.
Imagine a place where life feels more your own. From your first purchase to your next move, I’ll help you understand your budget, down payment options, and the road to closing.
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Eddie Perez
Eddie Perez NMLS#: 349484
Think you can’t buy a home?
Let’s start with a plan.
Your American dream.
Let’s bring it closer.
¡Hablo español! English & Spanish
Buying, refinancing, or using your equity? I’m Eddie Perez. Let’s explore your options with clear answers and a plan built around you.Buy, refinance, or use your equity—with Eddie’s personal guidance.
Tus metas importan. Hablemos en tu idioma.
LET’S TALK · HABLEMOS
One conversation.
A clearer way forward.
You don’t need to have it all figured out. Bring your homebuying, cash-out refinance, equity, or investment questions. We’ll start with your goals and talk through a practical next step.
Cuéntame lo que sueñas y lo que te preocupa. Hablemos en inglés o español y encontremos tu próximo paso.
Personal care, opportunities for lower costs, AI-assisted convenience, and support to help you close on time.
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1,000+
people helped into homeownership in California.
Behind every set of keys is a person with hopes, questions, and a story. I’ve helped more than 1,000 people become homeowners in California—and I’d love to hear what home means to you.
Whether you’re ready to buy now or preparing for later, let’s explore your options, understand the costs, and build a practical next-step plan. English or español—you have someone to talk to.
Let’s talk about your homeownership goals →A little guidance. A clearer way forward.
YOUR STARTING POINT IS NOT YOUR WHOLE STORY.
Not sure you can qualify?
You don’t have to figure it out alone.
Worried about your credit, savings, or where to start? Bring the questions—and the doubts. Even if you don’t qualify today, Eddie can help you understand what needs attention and map out practical next steps.
A smaller down payment could open a door. You may not need a 20% down payment. Eddie can help you explore low- and, for eligible buyers, no-down-payment options. Availability depends on the loan program, property, and your qualifications. No down payment does not mean no closing costs.
Help Me Build My Plan →TU SUEÑO MERECE UN PLAN
¿Sientes que una casa está fuera de tu alcance?
No tienes que tener todas las respuestas. Cuéntale a Eddie tus dudas sobre crédito, ahorro o ingresos. Aunque hoy no califiques, puedes empezar a entender qué preparar y cuál podría ser tu próximo paso.
Podrías tener opciones con poco o ningún pago inicial, según tu elegibilidad y el programa. Un préstamo sin pago inicial puede tener gastos de cierre.
Escríbele a Eddie →KEEP EDDIE’S DETAILS HANDY
Your next conversation
starts here.
¡Hablo español! · Personal guidance in English & Spanish.
A FEW THOUGHTS. A BETTER START.
A little preparation.
A clearer conversation.
Check what you’ve thought about. It’s okay to leave items open.
Whatever home means next, let’s make a plan.
Your first home. The home you already love. An investment for your future. Let’s explore what comes next—and what it takes to get there.
More possibilities in the home you love.
Thinking about improvements, a new chapter, or a cash-out refinance? Let’s explore your equity options, what they cost, and whether they fit your plans.
Explore your home’s possibilities →
Build toward your bigger picture.
Your investment goals deserve a clear financing plan. Explore buying or refinancing a rental property, including DSCR options, with a careful look at eligibility, costs, and the numbers.
Explore investor financing →TUS METAS. TU IDIOMA. TU PRÓXIMO PASO.
Más que una casa. Un futuro por construir.
Una llave puede significar estabilidad, orgullo y un nuevo comienzo. Soy Eddie Perez, y quiero ayudarte a entender tus opciones para comprar, refinanciar o invertir con más claridad.
En inglés o español, puedes preguntar con confianza. Hablemos de tus metas y de lo que te preocupa. Te ayudaré a entender los costos, requisitos y próximos pasos para que puedas decidir con claridad.
PERSONAL GUIDANCE. A SIMPLER WAY FORWARD.
A real conversation. A clearer next step.
Start with your story.
Tell me what you hope for, what worries you, and when you’d like to move forward. English or español—let’s talk.
See your options clearly.
Understand loan choices, payments, fees, and trade-offs in plain language. Ask every question you need.
Move forward with a plan.
Whether you’re ready now or preparing for later, leave with a clearer idea of what to do next.
YOUR NEXT STEP. YOUR CHOICE.
Let’s take the next step.
Together.
Ready to apply? Start securely online. Have questions? Connect with Eddie first.
¡Hablo español! Hablemos de tus metas.
All loans are subject to eligibility, credit approval, underwriting, and program availability. Financing and savings are not guaranteed. Eddie Perez NMLS#: 349484. USAloans, Inc. NMLS#: 2000187. View state licenses.
Empieza con información clara
Lee nuestra guía para comprar tu primera casa en español. Encontrarás pasos para preparar tu presupuesto, organizar tus preguntas y comparar opciones antes de conversar con Eddie.
Your information, protected.
Encrypted applicationOur application portal uses 256-bit encryption and a SOC 2 Type II audited provider.
Privacy safeguardsPhysical, electronic, and procedural safeguards help protect your information. Employee access requires a business purpose.
Share securelyAsk AI Chat general questions. Use your application account for sensitive details and financial documents.
A clearer path to your home financing goals
Your next chapter starts with one clear next step.
Buying a home, tapping into equity, or rethinking your mortgage? Explore the possibilities, compare the tradeoffs, and choose how you want to move forward.
Start your application.
Take the next step through our secure application portal. A loan professional can help you navigate the details.
Apply NowTalk it through.
Bring your questions. Choose a time to discuss your goals, explore options, and understand what comes next.
Book a CallGive us a call.
Discuss your home financing questions with a mortgage professional and find the right next step for your situation.
Call (888) 505-0077Loan approval, rates, terms, and availability depend on eligibility, underwriting, and property requirements. Your home secures a mortgage or home equity loan; consider costs and repayment obligations. USAloans Inc. NMLS #2000187. View licensing disclosures.